We have one simple objective – to offer you the service that we would expect ourselves.
That’s why Top Class Mortgages offers:
• Mortgage advice and a promise that we will only recommend a mortgage if it is suitable for you.
• Face to face meetings for local customers because we take a personal interest in your mortgage and insurance requirements.
• Customised software, updated daily, to track thousands of mortgage and insurance products.
• Choice of mortgages from 80+ lenders including Abbey, Alliance & Leicester, C&G, Halifax, Nationwide, Northern Rock, Portman and Woolwich.
• Mortgage reviews annually and when any discounted or fixed rate period ends to keep your mortgage competitive.
Remortgages from Top Class Mortgages
Whatever your reason for remortgaging, Top Class Mortgages can help.
• Obtaining a lower rate
If you are on your lender’s standard rate we may well be able to save you money. If you’re not sure what your rate is, call us anyway. As we have access to a large panel of lenders our aim will be to arrange a suitable mortgage with a lower rate than your current mortgage.
• Capital raising
Releasing equity can be an effective way of raising low cost finance for home improvements, a deposit for a holiday home or Buy to let, school fees or start up capital for a business. If consolidating debts, you may reduce payments but this will often increase the overall cost and the debt secured on your home. We will run through the options with you.
• Removing a partner
Breaking up where there is a joint mortgage may need a remortgage as existing lenders are often reluctant to remove parties to a mortgage. Again, we will be pleased to advise on your options.
There may be a fee for our mortgage advice, payable only on completion. A typical fee is £275. Different fees may apply for commercial mortgages and secured loans.
Top Class Mortgages Ltd: Registered in England number 5932850.
Registered address: 24 Beechwood Avenue, Bournemouth, Dorset, c.
Correspondence and office address: Watson House, 398-400 Holdenhurst Road, Bournemouth, Dorset, BH8 8BN.
